Remortgage Advice
If you’re coming to the end of your current mortgage rate, why not contact us for remortgage advice? Remortgaging offers the perfect opportunity to save money through a better rate than your current lenders standard variable rate SVR– and we can help you achieve that. When you remortgage, you can also reduce the length of your term, which can save you thousands of pounds over the length of the entire mortgage.
In addition, if you need to borrow more money – for example, for home improvements, or to buy out an ex-partner – a remortgage might be the best way to do it.

Whole of market remortgage comparison
At Hey Mortgages, we look at the whole of the market to access the best remortgage rates. We have access to exlusive mortgage products that are unavailable on the high street or direct from lenders.
Our advice is also completely unbiased. We always undertake full cost comparisons with remortgage offers from current lenders. This involves analysing figures over the life of the mortgage and determining which represents the best value for your circumstances. If we believe your current lender is offering you the best deal, we will recommend that you stick with your current lender.
Remortgage Affordability
Want to know how much you can afford? Give us a call and we can talk through some figures with you. Bear in mind that we have access to some exlusive mortgage products that are unavailable on the high street or direct from lenders.. All of this means more money for your new dream home!
We also offer expert advice on other aspects of the mortgage and moving process too. Like whether it’s better to obtain a new mortgage, or stick with your current lender and port your old one. Whether a tracker or fixed rate might be better for you. And which mortgages are best for the self-employed or your particular circumstances.
Experts in self-employed remortgages and complex circumstances.
There are many different ways that lenders assess self-employed income. So if you work for yourself, get in touch with us today for expert advice on the deals available to you and how much you may borrow as this can vary a lot between lender for thos who are self employed.
We also help homeowners with complex circumstances, for example those with a poor credit rating. No matter what your circumstances, our advice will explore all the options available to you.
To date, we’ve never had a mortgage refused due to criteria by a lender that we’ve submitted to. You can be confident that if we advise you on a remortgage deal, it is highly likely you will be accepted for it by underwriters. this is what we are here for and what we pride ourselves on.
Remortgages with Capital Rasing – Additional Borrowing.
There are times in life when you may need to borrow more money through your mortgage. This is otherwise known as raising capital.
There are a number of situations where this might occur, for example:
- When a couple who jointly own a home separate, and one party wants to buy the other out of the property.
- When a homeowner needs to raise money to make home improvements.
- When a homeowner needs to consolidate debt. Think carefully before securing other debts against your home.
A remortgage offers the perfect opportunity to raise capital, particularly if you have some equity in the property.
How the remortgage process works
Give us a call or drop us an email and we can arrange an initial phone conversation, at a time to suit you. During this call we determine your circumstances and needs, and offer initial advice on your current situation.
Once we’ve reviewed your paperwork, we review the market and create a recommendation for you. When you’re happy to proceed, we submit the remortgage application on your behalf and work directly with lenders to obtain the offer.
Let us help you. Give us a call today on 0161 399 0198.