Mastering your Personal Finances This is a comprehensive guide to mastering you finance through manging your household budget. In this new guide you’ll learn how master you houshold budget Let’s dive right in: The way we encourage our clients to think about their personal finances is to liken it to running a business. All successful businesses manage their budgets carefully, ensuring that income generated always exceeds expenditure. It’s essential to be successful as a business, and its essential to be successful in managing your finances. This can also help prepare for a mortgage, you will have have [...]

How Mortgage Lenders Assess Self-Employed Income One of the most common questions we get asked is – if I’m self-employed, how will lenders assess my income and affordability? In this blog, we give an overview of the different ways that lenders assess the income of the self-employed for the purpose of mortgage lending.If you are self-employed than mortgage lenders will assess your income based on their criteria for self-employed applicants. This includes sole traders, contractors, and company directors of a limited company or partnership. A special mention should also go to the Construction Industry Scheme ( CIS ) [...]