Buy to let mortgages.

Hey Mortgages provides expert advice to buy to let landlords. We develop trusted relationships with our landlord clients, typically over many years. Our Managing Director Thomas Cai Hughes has over 12 years’ experience as a landlord.

This expert knowledge has influenced the working practices of the company.

Whole of market remortgage comparison

At Hey Mortgages, we look at the whole of the market to access the best remortgage rates. We have access to exlusive mortgage products that are unavailable on the high street or direct from lenders.

Our advice is also completely unbiased. We always undertake full cost comparisons with remortgage offers from current lenders. This involves analysing figures over the life of the mortgage and determining which represents the best value for your circumstances. If we believe your current lender is offering you the best deal, we will recommend that you stick with your current lender.

Are you eligible for a buy to let mortgage?

We often receive enquiries from people who are interested in becoming landlords and want to know whether they’re eligible for a buy to let mortgage loan.

If you’re interested in buying a property to rent out, and want us to look for a mortgage for you, you should be able to answer yes to 2 out of 3 of the following statements:

  • I have an income of £25,000+ a year.
  • I am a homeowner already.
  • I have buy to let experience.

If you’re able to do this, please get in touch with us today and we’d be glad to provide you with buy to let advice.

“Thomas at Hey Mortgages has now successfully brokered two mortgages for me and they were both arranged with a minimum of hassle.” pontdain (landlord) – Google review

Interested? Give us a call today on 0161 399 0198.

The best buy to let mortgage rates on the market.

We do what it takes to find you the right landlord mortgage, or remortgage, at the very best rate for your circumstances. Our indepth knowledge of rental stress testing – how lenders assess rental yield against the loan amount, and make lending decisions on that basis – informs our views around affordability. We also have a detailed understanding of HMO mortgages and LTD company mortgages.

Because we are very experienced in this area, you can be confident that if we advise you on a mortgage or remortgage deal, you’re likely to be accepted for it by underwriters.

Have a read of what our customer have to say about us.

Hey Mortgages IconHey Mortgages

Adamson House, 106 Wilmslow Road, Didsbury, Manchester

4.8 26 reviews

  • Avatar Hanni Brett ★★★★★ a month ago
    I can't believe how helpful Thomas has been. So easy- Thomas did everything for me. He spent so much time on the phone talking through my situation and giving great advice, then found me an amazing deal. Highly recommended.
  • Avatar Jimmy Walshaw ★★★★★ 5 months ago
    Really pleased with Thomas’s help. I was struggling with finding the right deal to suit my needs when renewing and the advice he gave was really helpful. I now have a deal which suits me for the current period and is flexible enough to … More change. I have saved money each month and have a much clearer picture of my options once my current offer expires. Would 100% recommend and will be using him again.
  • Avatar Joey Crone ★★★★★ 3 years ago
    Genuinley can't speak highly enough about Thomas. To say he went over and above for us is an understatement.
    He was proactive, knowledgable and diligent throughout our house move and helped us enormously with his experience and
    … More his good humour.
    Honestly, let him sort your mortgage. There won't be a better option.
  • Avatar Anthony Chiu ★★★★★ 3 years ago
    We found Thomas through a recommendation and he has been professional and friendly throughout our remortgaging process, offering us sound financial advice along the way. We also didn't give him much time before our existing mortgage's … More fixed rate period was due to end, but he's managed to speed things up - we really appreciate this!
  • Avatar Dan Jones ★★★★★ 4 years ago
    Great service and support. We had a complicated set of needs and our advisor couldn't have been more helpful. Great attention to detail. Would highly recommended
  • Avatar Harry Mustoe ★★★★★ 4 years ago
    We have used Thomas for a number of private and business mortgages. Thomas is a personable and knowledgeable advisor. There is no hard sell just a clear overview of the options. Once you choose a mortgage Thomas drives things personally … More ensuring minimum hassle and on time completion!
  • Avatar runninglate100 . ★★★★★ 4 years ago
    Couldn't have asked for better advice and support to buy my first house and negotiate my recent remortgage. Trustworthy, honest and clear explanations through the whole process. Thank you Cai!
  • Avatar pontdain . ★★★★★ 4 years ago
    Thomas at Hey Mortgages has now successfully brokered two mortgages for me and they were both arranged with a minimum of hassle.