Buy to let mortgages.

Hey Mortgages provides expert advice to buy to let landlords. We develop trusted relationships with our landlord clients, typically over many years. Our Managing Director Thomas Cai Hughes has over 12 years’ experience as a landlord.

This expert knowledge has influenced the working practices of the company.

Whole of market remortgage comparison

At Hey Mortgages, we look at the whole of the market to access the best remortgage rates. We have access to exlusive mortgage products that are unavailable on the high street or direct from lenders.

Our advice is also completely unbiased. We always undertake full cost comparisons with remortgage offers from current lenders. This involves analysing figures over the life of the mortgage and determining which represents the best value for your circumstances. If we believe your current lender is offering you the best deal, we will recommend that you stick with your current lender.

Are you eligible for a buy to let mortgage?

We often receive enquiries from people who are interested in becoming landlords and want to know whether they’re eligible for a buy to let mortgage loan.

If you’re interested in buying a property to rent out, and want us to look for a mortgage for you, you should be able to answer yes to 2 out of 3 of the following statements:

  • I have an income of £25,000+ a year.
  • I am a homeowner already.
  • I have buy to let experience.

If you’re able to do this, please get in touch with us today and we’d be glad to provide you with buy to let advice.

“Thomas at Hey Mortgages has now successfully brokered two mortgages for me and they were both arranged with a minimum of hassle.” pontdain (landlord) – Google review

Interested? Give us a call today on 0161 399 0198.

The best buy to let mortgage rates on the market.

We do what it takes to find you the right landlord mortgage, or remortgage, at the very best rate for your circumstances. Our indepth knowledge of rental stress testing – how lenders assess rental yield against the loan amount, and make lending decisions on that basis – informs our views around affordability. We also have a detailed understanding of HMO mortgages and LTD company mortgages.

Because we are very experienced in this area, you can be confident that if we advise you on a mortgage or remortgage deal, you’re likely to be accepted for it by underwriters.

Hey Mortgages - Mortgage Advisor Manchester IconHey Mortgages - Mortgage Advisor Manchester

Adamson House, 106 Wilmslow Road, Didsbury, Manchester

4.8 19 reviews

  • Avatar Joey Crone ★★★★★ 7 months ago
    Genuinley can't speak highly enough about Thomas. To say he went over and above for us is an understatement.
    He was proactive, knowledgable and diligent throughout our house move and helped us enormously with his experience and
    … More his good humour.
    Honestly, let him sort your mortgage. There won't be a better option.
  • Avatar Tina T ★★★★★ 6 months ago
    Helpful. Knowledgeable. Informative. Helped give me the information I needed & sought the most cost effective, suitable mortgage for my circumstances. Always available to answer any questions (no matter how many I had!) and kept me … More updated throughout. Would definitely recommend and use again if/when needed
  • Avatar bekki ★★★★★ 10 months ago
    I was recommended Hey Mortgages through a friend and I found Mr. Hughes to be very Knowledgeable, friendly and keen to get me the right product for my Mortgage. Since my remortgage with Mr. Hughes I have and will continue to recommend him … More to my friends and acquaintances. He has a professional manner which makes me feel I will get the best value on the market.
  • Avatar Anthony Chiu ★★★★★ 7 months ago
    We found Thomas through a recommendation and he has been professional and friendly throughout our remortgaging process, offering us sound financial advice along the way. We also didn't give him much time before our existing mortgage's … More fixed rate period was due to end, but he's managed to speed things up - we really appreciate this!
  • Avatar Dan Jones ★★★★★ a year ago
    Great service and support. We had a complicated set of needs and our advisor couldn't have been more helpful. Great attention to detail. Would highly recommended
  • Avatar Harry Mustoe ★★★★★ a year ago
    We have used Thomas for a number of private and business mortgages. Thomas is a personable and knowledgeable advisor. There is no hard sell just a clear overview of the options. Once you choose a mortgage Thomas drives things personally … More ensuring minimum hassle and on time completion!
  • Avatar runninglate100 . ★★★★★ a year ago
    Couldn't have asked for better advice and support to buy my first house and negotiate my recent remortgage. Trustworthy, honest and clear explanations through the whole process. Thank you Cai!
  • Avatar pontdain . ★★★★★ a year ago
    Thomas at Hey Mortgages has now successfully brokered two mortgages for me and they were both arranged with a minimum of hassle.