About Hey Mortgages
Welcome to Hey Mortgages. Our vision is to help people ‘get on in life’ through sound mortgage advice.
We offer whole-of-the-market mortgage advice, tailored to your exact needs. Our 1:1 service takes place through the phone and online, which enables us to keep our costs low. Calls can fit around your busy schedule, for your connivence.
Hey Mortgages looks at the whole market to provide bespoke mortgage advice, tailored to your exact needs, at times to suit you.
– Exclusive, whole of market deals.
– Honest, ethical and impartial advice.
– 1:1 service provided at times to suit you.
– Expert Manchester mortgage broker, with years of experience in property.
About the team
CeMAP qualified and experienced mortgage advisor, Thomas Cai Hughes.
Cai has over 14 years experience in the property market as a landlord & developer. Becoming a mortgage broker 6 years ago after a varied business career.
He provides mortgages services to a wide variety of customers, from first time buyers to landlords with large portfoilios of properties and complex financial affairs.
He enjoyes a challenge and prides himself on going above and beyond what is expected. We are very proud of the feedback we receive from our clients.
Have a read of what our customer have to say about us.
About our fees
Typically, we charge a fee of £350. Although fees of up to £495 may be charged dependent on the complexity of the mortgage being arranged. This will be confirmed in the initial meeting.
This enables us to offer you the widest range of deals, including those that are not accessible to the general public.
Clients are happy to pay this fee as they know our advice has the potential to save them money over the long run, and therefore represents good value.
We know the market so well that, to date, we’ve never had a mortgage refused due to criteria by a lender that we’ve submitted to. If you work with us, you can be confident that if we advise you on a deal, you’re likely to be accepted for it by underwriters.
We also receive some income from mortgage lenders for our services. This is because when a client applies for a mortgage through a broker like us, we are in effect pre-assessing them for a lending decision. The process saves mortgage lenders time and money, and so they’re happy to pay us a commission on that basis.
Questions? Get in touch with us today on 0161 399 0198.
Whole of market Mortgage Advice
At Hey Mortgages, we look at the whole of the market to access the best remortgage rates. We have access to exclusive mortgage products that are unavailable on the high street or direct from lenders.
Our advice is also completely unbiased. We always undertake full cost comparisons with remortgage offers from current lenders. This involves analysing figures over the life of the mortgage and determining which represents the best value for your circumstances. If we believe your current lender is offering you the best deal, we will recommend that you stick with your current lender.
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Book a FREE chat with Hey Mortgages
Friendly, enthusiastic & trustworthy mortgage advice. 😁 Online, over the phone & face to face mortgage advice. 🏡 UK Wide Service, Didsbury, Manchester based 🇬🇧
– Exclusive, whole of market advice.
– Honest, ethical and impartial service.
– 1:1 service provided at times to suit you.
– Expert mortgage advice.
– 14 years experience in property.
Hey Mortgages provides mortgage advice to a wide variety of customers, from first-time buyers to landlords with large portfolios of properties and complex financial affairs. We enjoy a challenge and prides ourselves on going above and beyond what is expected. We are proud of the feedback we receive from our clients.