1A About Hey Mortgages2021-12-10T12:51:19+00:00

About Hey Mortgages

Welcome to Hey Mortgages. Our vision is to help people ‘get on in life’ through sound mortgage advice.

We offer whole-of-the-market mortgage advice, tailored to your exact needs. Our 1:1 service takes place through the phone and online, which enables us to keep our costs low. Calls can fit around your busy schedule, for your connivence.

Hey Mortgages looks at the whole market to provide bespoke mortgage advice, tailored to your exact needs, at times to suit you.

– Exclusive, whole of market deals.
– Honest, ethical and impartial advice.
– 1:1 service provided at times to suit you.
– Expert Manchester mortgage broker, with years of experience in property.

About the team

CeMAP qualified and experienced mortgage advisor, Thomas Cai Hughes.

Cai has over 14 years experience in the property market as a landlord & developer. Becoming a mortgage broker 6 years ago after a varied business career.

He  provides mortgages services to a wide variety of customers, from first time buyers to landlords with large portfoilios of properties and complex financial affairs.

He enjoyes a challenge and prides himself on going above and beyond what is expected. We are very proud of the feedback we receive from our clients.

Have a read of what our customer have to say about us.

Hey Mortgages IconHey Mortgages

Adamson House, 106 Wilmslow Road, Didsbury, Manchester

4.8 26 reviews

  • Avatar Hanni Brett ★★★★★ 7 months ago
    I can't believe how helpful Thomas has been. So easy- Thomas did everything for me. He spent so much time on the phone talking through my situation and giving great advice, then found me an amazing deal. Highly recommended.
  • Avatar Jimmy Walshaw ★★★★★ 11 months ago
    Really pleased with Thomas’s help. I was struggling with finding the right deal to suit my needs when renewing and the advice he gave was really helpful. I now have a deal which suits me for the current period and is flexible enough to … More change. I have saved money each month and have a much clearer picture of my options once my current offer expires. Would 100% recommend and will be using him again.
  • Avatar Joey Crone ★★★★★ a year ago
    Genuinley can't speak highly enough about Thomas. To say he went over and above for us is an understatement.
    He was proactive, knowledgable and diligent throughout our house move and helped us enormously with his experience and
    … More his good humour.
    Honestly, let him sort your mortgage. There won't be a better option.
  • Avatar Anthony Chiu ★★★★★ a year ago
    We found Thomas through a recommendation and he has been professional and friendly throughout our remortgaging process, offering us sound financial advice along the way. We also didn't give him much time before our existing mortgage's … More fixed rate period was due to end, but he's managed to speed things up - we really appreciate this!
  • Avatar Dan Jones ★★★★★ 2 years ago
    Great service and support. We had a complicated set of needs and our advisor couldn't have been more helpful. Great attention to detail. Would highly recommended
  • Avatar Harry Mustoe ★★★★★ 2 years ago
    We have used Thomas for a number of private and business mortgages. Thomas is a personable and knowledgeable advisor. There is no hard sell just a clear overview of the options. Once you choose a mortgage Thomas drives things personally … More ensuring minimum hassle and on time completion!

About our fees

Typically, we charge a fee of £350. Although fees of up to £495 may be charged dependent on the complexity of the mortgage being arranged. This will be confirmed in the initial meeting.

This enables us to offer you the widest range of deals, including those that are not accessible to the general public.

Clients are happy to pay this fee as they know our advice has the potential to save them money over the long run, and therefore represents good value.

We know the market so well that, to date, we’ve never had a mortgage refused due to criteria by a lender that we’ve submitted to. If you work with us, you can be confident that if we advise you on a deal, you’re likely to be accepted for it by underwriters.

We also receive some income from mortgage lenders for our services. This is because when a client applies for a mortgage through a broker like us, we are in effect pre-assessing them for a lending decision. The process saves mortgage lenders time and money, and so they’re happy to pay us a commission on that basis.

Questions? Get in touch with us today on 0161 399 0198.

Whole of market Mortgage Advice

At Hey Mortgages, we look at the whole of the market to access the best remortgage rates. We have access to exclusive mortgage products that are unavailable on the high street or direct from lenders.

Our advice is also completely unbiased. We always undertake full cost comparisons with remortgage offers from current lenders. This involves analysing figures over the life of the mortgage and determining which represents the best value for your circumstances. If we believe your current lender is offering you the best deal, we will recommend that you stick with your current lender.

You may find some of our articles useful.

Book a FREE chat with Hey Mortgages

Friendly, enthusiastic & trustworthy mortgage advice. 😁 Online, over the phone & face to face mortgage advice. 🏡 UK Wide Service, Didsbury, Manchester based 🇬🇧

– Exclusive, whole of market advice.
– Honest, ethical and impartial service.
– 1:1 service provided at times to suit you.
– Expert mortgage advice.
– 14 years experience in property.

Hey Mortgages provides mortgage advice to a wide variety of customers, from first-time buyers to landlords with large portfolios of properties and complex financial affairs. We enjoy a challenge and prides ourselves on going above and beyond what is expected. We are proud of the feedback we receive from our clients.

    Book Your FREE Phone Appointment

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