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The right mortgage advice moves your life forward. Get moving with us today.

Wouldn’t it be great if you could get personal advice and a bespoke recommendation from an expert mortgage  broker? We do more than just find you the best possible rate on the market.

Hey Mortgages looks at the whole market to provide bespoke mortgage advice, tailored to your exact needs, at times to suit you.

– Exclusive, whole of market deals not available direct with lenders.
– Honest, ethical and impartial advice.
– 1:1 personalised service at times to suit you.
– We know you are busy, so we make ourselves available for out of hours.
– Expert Mortgage Broker Manchester, with years of property experience.

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Mortgage Advice

Our Process

1. First Contact

Either call or email us to arrange an initial phone chat at a time that suits you, even out of office hours. During this initial chat, we will discuss your mortgage needs in detail. Provide you with a mortgage quote and an AIP if necessary.

2. Analysis

We gather the required documents. Then considering both your individual circumstances and requirements. We then analyse the whole of market market to find the best mortgage deals.

3. Review

Once our impartial research & analysis is complete. We will disscuss the avialable mortgage options with you. Explaining the mortgage featuress, benefits & any possible disadvantages. We’ll cover all the costs involved, both in terms of the lender’s rate and all fees involved. Discuss any questions you have about the mortgage before getting your approval to proceed.

4. Application

We will handle the mortgage application on your behalf and handle all communication with the lender right through to your mortgage being approved. We will also work with estate agents, solicitors and any other relevant parties until the mortgage completes. We’ll stick with you for the whole proccess.

Mortgage Advice

Our Process

2. Analysis

We gather the required documents. Then considering both your individual circumstances and requirements. We then analyse the whole of market market to find the best mortgage deals.

1. First Contact

Either call or email us to arrange an intial phone chat at a time that suits you, even out of office hours. During this initial chat, we will discuss your mortgage needs in detail. Provide you with a mortgage qoute and an AIP if necessary.

3. Review

Once our impartial research & analysis is complete. We will disscuss the avialable mortgage options with you. Explaining the mortgage featuress, benefits & any possible disadvantages. We’ll cover all the costs involved, both in terms of the lender’s rate and all fees involved. Discuss any questions you have about the mortgage before getting your approval to proceed.

4. Application

We will handle the mortgage application on your behalf and handle all communication with the lender right through to your mortgage being approved. We will also work with estate agents, solicitors and any other relevant parties until the mortgage completes. We’ll stick with you for the whole proccess.

Hey Mortgages - Mortgage Advisor Manchester IconHey Mortgages - Mortgage Advisor Manchester

Adamson House, 106 Wilmslow Road, Didsbury, Manchester

4.8 19 reviews

  • Avatar Joey Crone ★★★★★ 7 months ago
    Genuinley can't speak highly enough about Thomas. To say he went over and above for us is an understatement.
    He was proactive, knowledgable and diligent throughout our house move and helped us enormously with his experience and
    … More his good humour.
    Honestly, let him sort your mortgage. There won't be a better option.
  • Avatar Tina T ★★★★★ 6 months ago
    Helpful. Knowledgeable. Informative. Helped give me the information I needed & sought the most cost effective, suitable mortgage for my circumstances. Always available to answer any questions (no matter how many I had!) and kept me … More updated throughout. Would definitely recommend and use again if/when needed
  • Avatar bekki ★★★★★ 10 months ago
    I was recommended Hey Mortgages through a friend and I found Mr. Hughes to be very Knowledgeable, friendly and keen to get me the right product for my Mortgage. Since my remortgage with Mr. Hughes I have and will continue to recommend him … More to my friends and acquaintances. He has a professional manner which makes me feel I will get the best value on the market.
  • Avatar Anthony Chiu ★★★★★ 7 months ago
    We found Thomas through a recommendation and he has been professional and friendly throughout our remortgaging process, offering us sound financial advice along the way. We also didn't give him much time before our existing mortgage's … More fixed rate period was due to end, but he's managed to speed things up - we really appreciate this!
  • Avatar Dan Jones ★★★★★ a year ago
    Great service and support. We had a complicated set of needs and our advisor couldn't have been more helpful. Great attention to detail. Would highly recommended
  • Avatar Harry Mustoe ★★★★★ a year ago
    We have used Thomas for a number of private and business mortgages. Thomas is a personable and knowledgeable advisor. There is no hard sell just a clear overview of the options. Once you choose a mortgage Thomas drives things personally … More ensuring minimum hassle and on time completion!
  • Avatar runninglate100 . ★★★★★ a year ago
    Couldn't have asked for better advice and support to buy my first house and negotiate my recent remortgage. Trustworthy, honest and clear explanations through the whole process. Thank you Cai!
  • Avatar pontdain . ★★★★★ a year ago
    Thomas at Hey Mortgages has now successfully brokered two mortgages for me and they were both arranged with a minimum of hassle.

It’s What We Do

Complicated made Simple

First Time Buyers

Buying your first home can be quite a daunting process. But at Hey Mortgages, we stand beside you every step of the way. Working with us means you’ll be able to access a wider range of first time buyer mortgages.

Remortgage Advice

If you’re coming to the end of your current mortgage rate, why not contact us for remortgage advice? Remortgaging offers the perfect opportunity to save money through a better rate – and we can help you achieve that.

Home Movers

Ready to move up or down the property ladder? We can help you find the perfect mortgage to suit your changing life.

Buy to Let

Hey Mortgages provides an expert advisory service to the landlord and buy to let market. We develop trusted relationships with our landlord clients.

Hey Mortgage Authored Articles

How to Master your Personal Finances & Budget

By |April 20th, 2020|Mortgages & Finance Articles|

Mastering your Personal Finances This is a comprehensive guide to mastering you finance through manging your household budget. In this new guide you’ll learn how master you houshold budget Let’s dive right in: The way we encourage our clients to think about their personal finances is to liken it to running a business. All successful businesses manage their budgets carefully, ensuring that [...]

Part 2: Managing future financial risks

By |February 20th, 2020|Mortgages & Finance Articles|

Part 2: Managing future financial risks Imagine you have a job and a mortgage, and are living with your partner (who also works) and your children in your beautiful new home. Have you ever wondered what would happen if you couldn’t work, or worse you or your partner sadly passed away? Unless you are very wealthy and have lots of savings, the [...]

How mortgages for the self employed are assessed by lenders

By |November 10th, 2019|Mortgages & Finance Articles|

How Mortgage Lenders Assess Self-Employed Income One of the most common questions we get asked is – if I’m self-employed, how will lenders assess my income and affordability? In this blog, we give an overview of the different ways that lenders assess the income of the self-employed for the purpose of mortgage lending.If you are self-employed than mortgage lenders will assess your income [...]

Mortgage Affordability Calculator

By |November 10th, 2019|Mortgage Calculators|

Mortgage Affordability Calculator Tips on calculating your gross income. Gross Annual Income can include the following: Salary Commission Bonus Some employment allowances Certain government benefits Child maintenance Self-employed income Salary and Dividends for company Directors. So you take income from the above and add together. If you are a couple then add all elements of both incomes. [...]

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